Ritadhi is an Assistant Professor of Economics at Ashoka University. His primary research interests are in development economics and political economy and his current research focuses on the intersection of development and finance. His most recent paper shows how unconventional banking regulations aimed at curbing lenders’ discretionary powers complement bankruptcy reforms in eliminating insolvent borrowers from the banking system. His on-going research studies whether financial institutions ease access to finance for informal enterprises and marginalized citizens. During his dissertation, he studied the socio-economic impacts of political representation for historically discriminated caste groups in India through select political parties. Prior to joining Ashoka University, Ritadhi worked as a research economist at the Reserve Bank of India between 2017 and 2020. He received his PhD from the Department of Agricultural and Resource Economics at the University of California – Berkeley in 2017.